ONICRA Rating is a comprehensive assessment of the enterprise, taking into
consideration the overall financial performance (profitability and growth
ratios, gearing levels, liquidity ratios, etc - size and industry specific) and
non-financial performance (management experience and qualifications,
certifications, customer and supplier base, constitution, etc.) of the MSME.
Onicra’s ratings process is designed to ensure that all ratings are based on
the highest standards of independence and analytical rigor.
Onicra employs a
multi-layered, decision-making process in assigning a rating.
begins with the receipt of rating mandate along with the application form and
ends with the dispatch of the Rating report and Rating certificate. The Rating
process in brief is enumerated below: